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Quarterly Banking Profile

FDIC QBP Graph Book

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Utilization Rates of Loan Commitments

Report Date Credit Cards Commercial and Industrial and Other Home Equity Nonfarm Nonresidential Loans
March 31, 2010

18.34%

35.72%

56.19%

90.59%

June 30, 2010

18.22%

35.58%

56.41%

90.97%

September 30, 2010

18.06%

34.85%

56.58%

91.22%

December 31, 2010

18.56%

38.95%

56.72%

91.52%

March 31, 2011

17.52%

38.24%

56.28%

91.40%

June 30, 2011

17.49%

39.74%

56.30%

91.11%

September 30, 2011

17.65%

39.78%

56.52%

90.86%

December 31, 2011

18.23%

41.64%

56.71%

90.61%

March 31, 2012

17.48%

40.56%

56.24%

89.71%

June 30, 2012

17.91%

41.09%

56.19%

88.94%

September 30, 2012

18.04%

41.20%

56.15%

88.15%

December 31, 2012

18.67%

41.67%

55.92%

87.75%

March 31, 2013

17.77%

41.26%

55.31%

87.18%

June 30, 2013

17.93%

40.59%

55.17%

86.39%

September 30, 2013

17.97%

40.14%

54.87%

85.40%

December 31, 2013

18.30%

40.78%

54.65%

84.98%

March 31, 2014

17.42%

40.77%

54.26%

84.65%

June 30, 2014

17.76%

40.71%

54.36%

84.05%

September 30, 2014

17.87%

39.92%

54.32%

83.26%

December 31, 2014

18.57%

40.30%

54.26%

82.63%

March 31, 2015

17.53%

40.02%

53.73%

82.50%

June 30, 2015

17.85%

40.11%

53.65%

81.47%

September 30, 2015

17.94%

39.46%

53.45%

81.27%

December 31, 2015

18.72%

39.55%

53.09%

80.78%

March 31, 2016

17.60%

40.43%

52.41%

81.08%

June 30, 2016

17.81%

40.97%

52.13%

80.64%

September 30, 2016

17.89%

40.59%

51.67%

80.70%

December 31, 2016

18.55%

40.56%

51.09%

80.70%

March 31, 2017

17.52%

40.50%

50.55%

81.08%

June 30, 2017

17.93%

40.68%

50.21%

80.96%

September 30, 2017

18.06%

40.56%

49.88%

80.86%

December 31, 2017

18.87%

40.55%

49.53%

80.75%

March 31, 2018

17.95%

39.67%

48.55%

80.90%

June 30, 2018

18.29%

39.74%

48.07%

80.58%

September 30, 2018

18.32%

39.75%

47.50%

80.32%

December 31, 2018

19.06%

41.03%

47.02%

80.20%

March 31, 2019

18.04%

40.76%

45.96%

80.33%

June 30, 2019

18.38%

40.63%

45.45%

79.95%

September 30, 2019

18.40%

40.42%

44.86%

79.78%

December 31, 2019

19.12%

39.82%

44.30%

79.89%

March 31, 2020

17.62%

45.32%

44.12%

80.25%

June 30, 2020

16.65%

43.97%

42.77%

80.78%

Last Updated: February 3, 2022