FDIC Federal Register Citations

Mon Valley Initiative

From: Luciano Lejano [mailto:llejano@monvalleyinitiative.com]
Sent: Thursday, October 14, 2004 9:15 AM
To: Comments
Subject: RIN number 3064-AC50

Dear Madam/Sir:

As a housing development specialist for a nonprofit that supports
communities along the Monongahela Valley in PA, I very
much appreciate the support and good working
relationship of the community lenders.

The CRA is a very much needed and fair policy especially for
the communities we serve. I oppose the FDIC's proposal to
allow banks with assets above $250 million to be examined
as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services
in low-income communities.

Thank you.

Luciano M. Lejano
MON VALLEY INITIATIVE
Housing Development Specialist