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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-86-2019 Rescission of FDIC Statements of Policy Regulations
FIL-14-2021 Industry Webinar on Final Rule Revising Brokered Deposits and Interest Rate Restrictions Regulations
FIL-108-2020 Interagency Interim Final Rule Provides Regulatory Relief to Institutions Experiencing Temporary Asset Growth in Connection with COVID-19-Related Programs Regulations
FIL-66-2020 Final Rule and Interim Final Rule Regarding Swap Margin Requirements Regulations
FIL-54-2019 Proposed Rescission of FDIC Statements of Policy Regulations
FIL-13-2022 Request for Comment on Statement of Principles for Climate-Related Financial Risk Management for Large Financial Institutions Risk Management
FIL-76-2019 FDIC Releases its Formal and Informal Enforcement Actions Manual Risk Management
FIL-56-2021 Request for Information on the Federal Deposit Insurance Corporation’s Supervisory Approach to Examinations During the Pandemic Risk Management
FIL-35-2021 Request for Information on Digital Assets Risk Management
FIL-34-2021 Extension of Comment Period for Request for Information on Artificial Intelligence and Machine Learning Risk Management
FIL-83-2019 Request for Comments on Unsafe and Unsound Banking Practices: Brokered Deposit Restrictions Risk Management
FIL-48-2021 Updates to Public Information on Brokered Deposits Risk Management
FIL-34-2020 FDIC Extends Comment Period Related to the Proposed Revisions to the Brokered Deposits Rules Risk Management
FIL-68-2020 FFIEC Joint Statement on Managing the LIBOR Transition Risk Management
FIL-12-2022 Computer-Security Incident Notification Implementation Supervisory Guidance/ Miscellaneous
FIL-45-2021 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update BSA/AML
FIL-2-2010 Financial Institution Management of Interest Rate Risk Liquidity, Funds Management, and Sensitivity to Risk
FIL-52-96 Interest Rate Risk Liquidity, Funds Management, and Sensitivity to Risk
FIL-46-2013 Managing Sensitivity to Market Risk in a Challenging Interest Rate Environment Liquidity, Funds Management, and Sensitivity to Risk
FIL-49-2019 Request for Comments on Interest Rate Restrictions Applicable to Institutions That Are Less Than Well Capitalized Liquidity, Funds Management, and Sensitivity to Risk
FIL-23-2021 Webpage with Information on the Brokered Deposits Regulation including Instructions for Filing Requirements under the Primary Purpose Exception Liquidity, Funds Management, and Sensitivity to Risk
FIL-2-2012 Supervisory Guidance Interest Rate Risk Management: Frequently Asked Questions Liquidity, Funds Management, and Sensitivity to Risk
FIL-87-2018 Reciprocal Deposit Rulemaking and Request for Comments on Brokered Deposit and Interest Rate Restriction Issues Liquidity, Funds Management, and Sensitivity to Risk
FIL-98-2020 Net Stable Funding Ratio: Liquidity Risk Measurement Standards and Disclosure Requirements Liquidity, Funds Management, and Sensitivity to Risk
FIL-113-2020 Combined Final Rule on Brokered Deposits and Interest Rate Restrictions Liquidity, Funds Management, and Sensitivity to Risk