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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-80-96 Offering Circulars Accounting, Auditing, and Securities Disclosure
FIL-80-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Montana Affected by a Severe Storm and Straight-line Winds Disaster Relief
FIL-80-2021 Extension of the Revised Statement Regarding Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O and Reporting Requirements under Part 363 of FDIC Regulations Laws and Regulations
FIL-80-2020 Proposed Revisions to Statement of Policy Regarding Minority Depository Institutions Risk Management Practices
FIL-80-2019 Listening Session on Supervisory Appeals and Dispute Resolution Processes: Webinar for Bank Officers and Other Interested Parties Applications, Notices and Filings
FIL-80-2018 FDIC Requests Information on the Deposit Insurance Application Process
FIL-80-2016 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Tennessee Affected by Wildfires Disaster Relief
FIL-80-2010 Financial Institutions Encouraged to Work With Schools to Promote Youth Financial Education
FIL-80-2005 Fraud Hotline Guidance on Implementing a Fraud Hotline BSA/AML, OFAC and Fraud
FIL-8-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Wildfires Disaster Relief
FIL-8-2023 Joint Statement on Liquidity Risks to Banking Organizations Resulting from Crypto-Asset Market Vulnerabilities Supervisory Guidance
FIL-8-2022 Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B Supervisory Guidance
FIL-8-2020 FDIC Issues Procedures for Deposit Insurance Applications from Applicants that are Not Traditional Community Banks Applications, Notices and Filings
FIL-8-2019 Issuance of Final Rule on Loans in Areas Having Special Flood Hazards—Private Flood Insurance Consumer Compliance/Protection
FIL-8-2018 Community Bank Webinar: Implementation Examples for the Current Expected Credit Losses Methodology (CECL)
FIL-8-2017 The FDIC Makes Joining the Money Smart Alliance Program Easier Consumer and Community Affairs
FIL-8-2016 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Missouri Affected by Severe Storms, Straight-Line Winds, and Flooding Disaster Relief
FIL-8-2014 Paying Agent Notification Requirements Fiduciary / Asset Management
FIL-8-2011 Assessments Final Rule
FIL-8-2010 Bank Secrecy Act Interagency Guidance on Beneficial Ownership BSA/AML, OFAC and Fraud
FIL-8-2002 WIRELESS NETWORKS AND CUSTOMER ACCESS Information Technology / Cybersecurity
FIL-79-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of New Mexico Affected by a Severe Storm and Flooding Disaster Relief
FIL-79-2021 Technical Assistance Videos on the Mortgage Servicing Rules Miscellaneous
FIL-79-2020 FDIC Proposes Changes to Its Supervisory Appeals Process Regulations
FIL-79-2019 Request for Information on a Framework for Analyzing the Effects of FDIC Regulatory Actions Regulations