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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-8-2011 Assessments Final Rule
FIL-33-2009 Annual Audit and Reporting Requirements
FIL-38-2002 Alert Regarding Bank Investment Securities and Custodial Accounts Held at Securities Broker-dealers
FIL-9-1994 Interagency Statement on Retail Sales of Nondeposit Investment Products
FIL-75-2020 Deposit Insurance Coverage Seminars: Free Nationwide Series for Bank Officers and Employees
FIL-6-2014 Registration of Municipal Advisors - Final Rule
FIL-94-99 High Loan-to-Value Residential Real Estate Lending
FIL-55-2017 Interagency Community Bank Teleconference: Liquidity and Funding Risk Management
FIL-48-2012 Revised Standards of Creditworthiness for Investment Securities
FIL-14-2010 Assessments Notice of Proposed Rulemaking
FIL-23-2009 Special Assessment Final Rule
FIL-71-2007 Bank Secrecy Act Interagency Statement on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements
FIL-103-2004 Internet Banking Fraud
FIL-68-99 Risk Assessment Tools And Practices For Information System Security
FIL-90-2020 Restoration Plan for the FDIC Deposit Insurance Fund
FIL-71-2020 FDIC Seeks Input on Potential Voluntary Certification Program to Promote New Technologies
FIL-54-2017 FDIC Announces Webinar on Financial Education and Financial Empowerment Resources that Support People with Disabilities
FIL-27-2015 Interagency Consumer Compliance Examination Procedures for Truth in Lending Act (Regulation Z) and Real Estate Settlement Procedures Act (Regulation X) Mortgage Rules
FIL-53-2014 Interagency Guidance on Leveraged Lending: Frequently Asked Questions (FAQS)
FIL-56-2013 Social Media: Consumer Compliance Risk Management Guidance
FIL-81-2010 Overdraft Payment Programs and Consumer Protection Final Overdraft Payment Supervisory Guidance
FIL-13-2010 Funding and Liquidity Risk Management Interagency Guidance
FIL-20-2009 Risk Management of Investments in Structured Credit Products
FIL-64-2007 Market Risk Capital Applicability of Market Risk Capital Rules
FIL-4-2004 New Anti-Money Laundering Guidance