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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-32-2007 Identity Theft
FIL-16-2017 FDIC Announces a New Resource for Community Banks: Affordable Mortgage Lending Guide, Part III: Federal Home Loan Banks
FIL-34-2016 Incentive-Based Compensation Arrangements
FIL-7-2016 Small Bank Pricing
FIL-49-2014 Technology Alert: GNU Bourne-Again Shell (Bash) Vulnerability
FIL-78-2010 Assessments Notice of Proposed Rulemaking
FIL-5-2010 Meeting the Credit Needs of Creditworthy Small Business Borrowers
FIL-96-2003 ELECTRONIC FILING OF BRANCH APPLICATIONS
FIL-22-2008 Managing Commercial Real Estate Concentrations in a Challenging Environment
FIL-7-2019 FDIC Extends Comment Period Related to the Request for Information on the Deposit Insurance Application Process
FIL-25-2015 Small Bank Pricing
FIL-41-2014 FDIC Clarifying Supervisory Approach to Institutions Establishing Account Relationships with Third-Party Payment Processors
FIL-50-2013 Troubled Debt Restructurings Interagency Supervisory Guidance
FIL-28-2012 Interagency Guidance on Mortgage Servicing Practices Concerning Military Homeowners with Permanent Change of Station Orders
FIL-77-2010 Assessments Notice of Proposed Rulemaking
FIL-82-2018 Review Process for Draft Deposit Insurance Proposals
FIL-58-2018 Home Mortgage Disclosure Act (HMDA): Bureau of Consumer Financial Protection Interpretive and Procedural Rule on Partial Exemptions from HMDA Requirements
FIL-34-2018 Community Bank Webinar: Current Expected Credit Losses Methodology Q&A Webinar for Community Bankers
FIL-30-2016 Updated Financial Institution Employee's Guide to Deposit Insurance
FIL-40-2014 Regulatory Capital Rules
FIL-15-2012 Assessments Notice of Proposed Rulemaking on Assessments, Large Bank Pricing
FIL-1-2010 Employee Compensation Advance Notice of Proposed Rulemaking
FIL-70-2006 National Historic Preservation Act of 1966 -- Revisions to the FDIC Statement of Policy Regarding the National Historic Preservation Act
FIL-64-2005 "Pharming"
FIL-59-2003 USE OF THE FEDERAL RESERVE'S PRIMARY CREDIT PROGRAM IN EFFECTIVE LIQUIDITY MANAGEMENT