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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-17-2019 Current Expected Credit Losses (CECL) Webinar:
FIL-49-2016 Prudent Risk Management of Oil and Gas Exposures
FIL-7-2015 Regulatory Capital Rules:
FIL-13-2014 Technology Outsourcing: Informational Tools for Community Bankers
FIL-12-2013 Electronic Loan Data Request Fields
FIL-31-2010 Small-Dollar Loan Pilot Results Released Pilot Study Results in Creation of Safe, Affordable and Feasible Template for Small-Dollar Loans
FIL-45-2009 Support for Responsible Loss Mitigation Activities Servicers' Obligations to Lienholders on Modifying Loans
FIL-16-2004 Accounting and Reporting
FIL-26-2017 FDIC Seeks Comment on Manual for Processing Deposit Insurance Applications
FIL-16-2011 Overdraft Payment Program Supervisory Guidance Staff Teleconference on Implementation
FIL-81-2018 FDIC Re-Issues its Processing Timeframe Guidelines for Applications, Notices, and Other Requests
FIL-16-2016 Supervisory Expectations for Evaluations
FIL-7-2013 Notice of Proposed Rulemaking: Definition of Insured Deposit
FIL-93-2008 Statement on Investments in Fannie Mae and Freddie Mac Equity Securities
FIL-84-2002 INTERIM SPONSORSHIP POLICY FOR GOVERNMENT EMERGENCY TELECOMMUNICATIONS SERVICE (GETS) CARDS
FIL-54-97 Assistance to Operating Insured Depository Institutions
FIL-17-2017 FDIC Releases Final Handbook for Organizers of De Novo Institutions
FIL-15-98 Guidelines for Legal Advice to Financial Institution Directors
FIL-42-2019 Interagency Webinar
FIL-80-2018 FDIC Requests Information on the Deposit Insurance Application Process
FIL-61-2017 FDIC Announces Webinar on Resources for Accessing Affordable Mortgage Credit
FIL-30-2017 FDIC Updates Affordable Mortgage Lending Guide: Information on State Housing Finance Agencies
FIL-5-2015 Statement on Providing Banking Services
FIL-20-2011 Assessments Notice of Proposed Assessment Rate Adjustment Guidelines
FIL-42-2009 Flood Insurance Revised Interagency Questions and Answers Regarding Flood Insurance