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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-86-2018 Volcker Rule: Proposed Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds Lending / Investments
FIL-85-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of California Affected by Wildfires Disaster Relief
FIL-85-2018 Banker Teleconference: Capital
FIL-85-2005 Regulatory Relief Steps to Help Rebuild Areas Affected by Hurricane Katrina Disaster Relief
FIL-84-2020 Revised Transition of the Current Expected Credit Losses Methodology for Allowances Capital
FIL-84-2019 Risk Management Manual of Examination Policies Updated to Include Examination Documentation Modules Risk Management Practices
FIL-84-2004 Guidance on Instant Messaging Information Technology / Cybersecurity
FIL-84-2002 INTERIM SPONSORSHIP POLICY FOR GOVERNMENT EMERGENCY TELECOMMUNICATIONS SERVICE (GETS) CARDS
FIL-84-2001 CONSUMER PROTECTIONS FOR BANK SALES OF INSURANCE Consumer Protection
FIL-83-2020 Final Rule Adopts Existing Interim Final Rule Definition of Eligible Retained Income Capital
FIL-83-2019 Request for Comments on Unsafe and Unsound Banking Practices: Brokered Deposit Restrictions Risk Management
FIL-82-96 Risks Involving Client/Server Computer Systems Information Technology / Cybersecurity
FIL-82-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Severe Storms and Flooding Disaster Relief
FIL-82-2020 Modifications to the Community Bank Leverage Ratio Framework Capital
FIL-82-2019 Interagency Statement on the Use of Alternative Data in Credit Underwriting Consumer Compliance/Protection
FIL-82-2018 Review Process for Draft Deposit Insurance Proposals
FIL-82-2010 Interagency Guidance Appraisal and Evaluation Guidelines Lending / Investments
FIL-82-2008 Regional Coalitions Public-Private Partnerships for the Financial Services Sector Information Technology / Cybersecurity
FIL-81-97 Securities Lending Lending / Investments
FIL-81-2024 FDIC Extends Comment Period for Proposed Rule on Custodial Deposit Accounts with Transactional Features and Prompt Payment of Deposit Insurance to Depositors Laws and Regulations
FIL-81-2021 Interagency Statement on the Community Bank Leverage Ratio Framework Supervisory Guidance
FIL-81-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Iowa Affected by Severe Storms Disaster Relief
FIL-81-2019 Notice of Proposed Rulemaking on Revisions to the Community Reinvestment Act Regulations Community Reinvestment Act
FIL-81-2018 FDIC Re-Issues its Processing Timeframe Guidelines for Applications, Notices, and Other Requests
FIL-81-2010 Overdraft Payment Programs and Consumer Protection Final Overdraft Payment Supervisory Guidance