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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-81-2018 FDIC Re-Issues its Processing Timeframe Guidelines for Applications, Notices, and Other Requests
FIL-16-2016 Supervisory Expectations for Evaluations
FIL-7-2013 Notice of Proposed Rulemaking: Definition of Insured Deposit
FIL-93-2008 Statement on Investments in Fannie Mae and Freddie Mac Equity Securities
FIL-124-98 Intercorporate Income Taxes
FIL-71-2018 Request for Information on Small-Dollar Lending
FIL-42-2019 Interagency Webinar
FIL-80-2018 FDIC Requests Information on the Deposit Insurance Application Process
FIL-61-2017 FDIC Announces Webinar on Resources for Accessing Affordable Mortgage Credit
FIL-30-2017 FDIC Updates Affordable Mortgage Lending Guide: Information on State Housing Finance Agencies
FIL-5-2015 Statement on Providing Banking Services
FIL-20-2011 Assessments Notice of Proposed Assessment Rate Adjustment Guidelines
FIL-42-2009 Flood Insurance Revised Interagency Questions and Answers Regarding Flood Insurance
FIL-89-2008 Securities Activities of Banks Exceptions and Exemptions for Banks from the Definition of "Broker"
FIL-104-2006 Commercial Real Estate Lending Joint Guidance
FIL-38-2002 Alert Regarding Bank Investment Securities and Custodial Accounts Held at Securities Broker-dealers
FIL-9-1994 Interagency Statement on Retail Sales of Nondeposit Investment Products
FIL-14-2016 Discontinuation of Foreclosure Proceedings
FIL-8-2011 Assessments Final Rule
FIL-33-2009 Annual Audit and Reporting Requirements
FIL-94-99 High Loan-to-Value Residential Real Estate Lending
FIL-75-2020 Deposit Insurance Coverage Seminars: Free Nationwide Series for Bank Officers and Employees
FIL-6-2014 Registration of Municipal Advisors - Final Rule
FIL-103-2004 Internet Banking Fraud
FIL-68-99 Risk Assessment Tools And Practices For Information System Security