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Commercial Real Estate Lending Joint Guidance

December 12, 2006
Summary: The Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve System have issued the attached joint Guidance on Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices . The guidance reminds institutions that strong risk management practices and appropriate levels of capital are essential elements of a sound commercial real estate (CRE) lending program, particularly when an institution has a concentration in CRE loans. 


 

Highlights: 
 

 

Distribution: 
FDIC-Supervised Banks (Commercial and Savings) 

Suggested Routing: 
Chief Executive Officer 
Chief Loan Officer 
Compliance Officer 

Note: 
FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at www.fdic.gov/news/financial-institution-letters/2006/index.html . 

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html . 

Paper copies of FDIC financial institution letters may be obtained from the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).

 



 

Additional Related Topics:

  • Real Estate Lending Standards
FIL-104-2006
Attachment(s)
Joint Guidance (PDF)
Contact(s)
Patricia Colohan, (202) 898-7283

Last Updated: November 8, 2024