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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Continuing IT Training Program

ACH and Payment Systems Risk (102)

Program Overview

This course will provide a basic understanding of the major payment channels and risk profiles for each one.  These channels include check payments (i.e. Check 21), ACH, wire transfers, and card payments.  Participants will become familiar with the issues, challenges, and strategies for utilizing the payment channels and compliance with ACH-related rules & regulations.  This course will also assist examiners to understand the connection between the individual payment mechanisms and current exam protocols and FDIC guidance.  Upon completion of this course, attendees will have a stronger knowledge of payment systems risk.

Key Objectives

Upon completion of this course, participants will be able to:

Instructional Format

Facilitated classroom discussion and lectures.


Three and one-half days.



Target Audience

Newly commissioned Risk Management Examiners who may perform IT examinations, payment system risk reviews, or fraud and AML reviews.   This course is open to appropriate staff of the FDIC and partner government regulatory agencies. 

This course is not open to the public or staff of private banks.


Participant should have attended ITEC.

Pre-Course Assignment


Special Requirements


Post Course Feedback




More Information

For more information contact Steven Miller (703) 516-1281 or Kayt Shipley (703) 516-5071.