Reports of Condition and Income (Call
Reports) for Third Quarter 1996
The enclosed materials pertain to the Reports of Condition
and Income (Call Reports) for September 30, 1996. The third
quarter Call Reports should be completed and submitted as
soon as possible. However, completed original reports must
be received by the FDIC (for national and FDIC-supervised
banks), the appropriate Federal Reserve District Bank (for
state member banks), or the banking agencies' electronic
collection agent by October 30, 1996.
The filing of a Call Report will be considered timely,
regardless of when it is received, if it is mailed first
class, properly addressed, and postmarked not later than
October 27, 1996, or if it is entered into an overnight
delivery system for the proper destination on or before
October 29, 1996. No extensions of time for submitting reports
are granted. In the absence of a postmark, a bank whose
original Call Report is received late by the FDIC (at its
data entry site in Crofton, Maryland) or the appropriate
Federal Reserve District Bank may be called upon to provide
proof of timely mailing. A "Certificate of Mailing" (U.S.
Postal Service Form 3817) may be used as proof.
Alternatively, banks that use Call Report preparation
software to complete their reports are encouraged to submit
their Call Reports electronically to Electronic Data Systems,
Inc. (EDS), the banking agencies' collection agent. Reports
submitted electronically over telephone lines will be considered
timely if transmitted to EDS by October 30, 1996. Banks
filing their Call Reports electronically should not mail
hard copies of the Call Report to any federal bank supervisory
agency unless specifically requested to do so.
Banks that have or have had more than one foreign office,
other than a "shell" branch or an International Banking
Facility, and that use any of the additional 15 days allowed
for the completion of their reports, are required to submit
their reports electronically to EDS not later than November
Banks that file report forms FFIEC 031 and 032 are reminded
to complete the items for automobile and other installment
loans to individuals that have been securitized and sold
without recourse (Memorandum items 5.a and 5.c of Schedule
RC-L). This information is collected only as of the September
30 report date each year.
National banks and FDIC-supervised banks filing hard-copy
Call Report forms should return only the original signed
forms to the FDIC's data entry site in Crofton, Maryland.
Original signed forms that are mailed to OCC District or
FDIC Regional Offices are not considered properly addressed.
The use of an improper address may cause a bank's forms
to be received at the data entry site after the submission
deadline. State member banks submitting hard-copy Call Report
forms should return the original signed forms and one copy
to the appropriate Federal Reserve District Bank. The use
of a telephone facsimile machine to transmit a copy of the
original signed Call Report forms is not an acceptable method
For further information or assistance concerning the Call
Reports, state member banks should contact their Federal
Reserve District Bank. National and FDIC-supervised banks
should telephone the FDIC's Call Reports Analysis Unit in
Washington, D.C., toll free on (800) 688-FDIC or on (202)
898-6607, Monday through Friday between 8:00 a.m. and 5:00
p.m., Eastern Time.
Thank you for your cooperation.
Susan F. Krause
Nicholas J. Ketcha Jr.
Senior Deputy Comptroller
for Bank Supervision Policy
Office of the
Comptroller of the Currency
Division of Banking
Supervision and Regulation
Board of Governors of the
Federal Reserve System
Division of Supervision
The enclosure to this FIL, `Call Number 195,' is available
FDIC Call Reports Analysis Unit,
Federal Deposit Insurance Corporation
550 17th St. NW,
Washington, DC 20429
(800) 688-FDIC (3342)
Distribution: Insured Commercial Banks and FDIC-Supervised