Regulatory Capital Standards Clarification of the Risk Weights for FDIC Claims and Guarantees
FIL-7-2010 February 26, 2010
The federal banking agencies (the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency, the Federal Reserve Board, and the Office of Thrift Supervision) are clarifying the risk weights for claims on or guaranteed by the FDIC for purposes of banking organizations' risk-based capital requirements.
Direct claims on and claims unconditionally guaranteed by the FDIC may be assigned a zero percent risk weight.
Exposures that are covered by a conditional guarantee, such as FDIC loss-sharing agreements, which include contractual conditions that acquirers must meet, may be assigned a 20 percent risk weight.
FDIC-Supervised Banks (Commercial and Savings)