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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-9-2022 2021 Financial Institution Diversity Self-Assessments: Voluntary Self-Assessments Accepted Now through June 30, 2022 Miscellaneous
FIL-9-2021 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Texas Affected by Severe Winter Storms Disaster Relief
FIL-9-2020 Home Mortgage Disclosure Act (HMDA): FFIEC Issues 2020 Version of A Guide to HMDA Reporting: Getting It Right! Consumer Compliance/Protection
FIL-9-2019 Prepaid Accounts Rule: Interagency Consumer Compliance Examination Procedures Consumer and Community Affairs
FIL-9-2018 Final Rule to Remove References to Credit Ratings from the FDIC's International Banking Regulations Lending / Investments
FIL-9-2017 Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of Louisiana Affected by Severe Storms, Tornadoes, and Straight-line Winds Disaster Relief
FIL-9-2009 Processing of Deposit Accounts in the Event of an Insured Depository Institution Failure Final Rule Resolutions
FIL-9-2008 FDIC 2007 Annual Report Annual Report Now Available on FDIC Web Site
FIL-9-2001 SUBPRIME LENDING Lending / Investments
FIL-9-1994 Interagency Statement on Retail Sales of Nondeposit Investment Products
FIL-89-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Tropical Storm Isaias Disaster Relief
FIL-89-2008 Securities Activities of Banks Exceptions and Exemptions for Banks from the Definition of "Broker"
FIL-89-2006 Interagency Guidance Guidance on Nontraditional Mortgage Product Risks, and Addendum to Credit Risk Management Guidance for Home Equity Lending Lending / Investments
FIL-89-2005 Hurricane Katrina Assistance for Displaced Customers Disaster Relief
FIL-88-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Hurricane Laura Disaster Relief
FIL-88-2019 Reopening Comment Period for Proposed Rule to Amend Swap Margin Requirements Regulations
FIL-88-2008 Best Practices from the FDIC'S Forum on Mortgage Lending for Low- and Moderate-Income Households Lending / Investments
FIL-88-2005 Hurricane Katrina Social Security Payments and Benefits for Veterans Disaster Relief
FIL-88-2000 GUIDANCE FOR INVESTMENT SECURITIES Lending / Investments
FIL-87-2020 Banker Webinar: Loan Forgiveness and Other Matters Relative to the Paycheck Protection Program – Rescheduled Disaster Relief
FIL-87-2019 Extension of Comment Period for Request for Information on the Use of the Uniform Financial Institutions Rating System Risk Management Practices
FIL-87-2018 Reciprocal Deposit Rulemaking and Request for Comments on Brokered Deposit and Interest Rate Restriction Issues Liquidity, Funds Management, and Sensitivity to Risk
FIL-86-97 Federal and State Agencies Standardize Data Elements for Use With Automated Loan Review Tools
FIL-86-2020 FDIC Extends Comment Period Related to the Proposed Updated Interagency Questions and Answers Regarding Flood Insurance Consumer Compliance/Protection
FIL-86-2019 Rescission of FDIC Statements of Policy Regulations