Financial Education Month
April 2012: A Month to Learn More about Money
April 2012 is once again the designated month during which Americans are encouraged to increase their knowledge of financial education principles and take action to improve their finances. You can access the Presidential Proclamation and Senate Resolution bestowing this designation on April.
This is a good opportunity to learn more about personal finance – and use this knowledge to perhaps review your spending plan, order and review your free credit report, and make sure you aren’t paying avoidable, unnecessary fees for banking or other services. It is also a good time for financial institutions and other organizations to promote relevant financial education principles to their stakeholders. Here are several resources that may be helpful.
FDIC Consumer News
The FDIC's quarterly publication for consumers offers information and tips on credit cards, bank accounts, loans, scams, money management, and much more. FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.
The FDIC’s basic financial education curriculum is designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. The curriculum is available in instructor-led, self-paced online, and Mp3 podcast formats. Money Smart has been shown to positively influence how people manage their finances, and these changes are sustainable in the months following the training.
MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. Throughout the site, you will find important information from more than 20 federal agencies and bureaus designed to help you make smart financial choices.