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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Failed Bank Information

Information for Unity National Bank, Cartersville, GA

  1. Introduction
  2. Press Release
  3. Acquiring Financial Institution
  4. Priority of Claims
  5. Dividend Information
  6. Purchase and Assumption Agreement (1.2 mb PDF File - PDF Help)
  7. Bid Summary
  8. Receivership Termination

Please be advised you will not receive any email notification to claim/unlock/unsuspend your account or to provide any private information. Please be aware of any Phishing Scams to obtain information from you.

I.  Introduction

On Friday, March 26, 2010, Unity National Bank, Cartersville, GA was closed by the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. As Receiver, the FDIC is charged with winding up the business affairs of the failed financial institution. This includes the disposition of assets and liabilities of the failed financial institution and payment of dividends to approved creditors in order of priority.

The FDIC, as Receiver, has taken all necessary actions to conclude the affairs of the failed financial institution, made all dividend distributions as required by law and the receivership is deemed terminated.

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II.  Press Release

The FDIC has issued a press release (PR-068-2010) about the institution's closure.  If you represent a media outlet and would like information about the closure, please contact LaJuan Williams-Young at 1-202-898-3876.

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III.  Acquiring Financial Institution

All deposit accounts, excluding certain brokered deposits, have been transferred to Bank of the Ozarks, Little Rock, AR ("assuming institution") and will be available immediately.  The former Unity National Bank locations will reopen as branches of Bank of the Ozarks during regular business hours.

Your transferred deposits will be separately insured from any accounts you may already have at Bank of the Ozarks for six months after the failure of Unity National Bank. Checks that were drawn on Unity National Bank that did not clear before the institution closed will be honored as long as there are sufficient funds in the account.  If you have questions about your account(s) transferred to the assuming bank, you may speak to an FDIC representative by calling 1-800-815-0268.

For general questions about FDIC deposit insurance coverage, please call 1-877-275-3342 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator

EDIE - FDIC's Electronic Deposit Insurance Estimator

You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with Bank of the Ozarks as long as the deposits are not pledged as collateral for loans. You may view more information about Bank of the Ozarks by visiting their web site.

Bank of the Ozarks (

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IV.  Priority of Claims

In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:

  1. Depositors
  2. General Unsecured Creditors
  3. Subordinated Debt
  4. Stockholders

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V.  Dividend Information

Dividend History on Unity National Bank

Dividend Information on Failed Financial Institutions

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VIII.  Receivership Termination

The FDIC as Receiver for Unity National Bank, Cartersville, GA, has taken all actions necessary to terminate the Receivership Estate.

The Receiver published a legal notice of intent to terminate the receivership in the Federal Register on December 22, 2014.

The Receiver has made all dividend distributions required by law.

Effective April 1, 2015, the Receivership Estate has been terminated, the Receiver was discharged and the Receivership Estate ceased existence as a legal entity.

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