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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Bid Summary

Piedmont Community Bank, Gray, GA
Closing Date: October 14, 2011

Bidder Type of Transaction Deposit Premium/(Discount) % Asset Premium/(Discount) $(000) SF Loss Share Tranche 1 SF Loss Share Tranche 2 SF Loss Share Tranche 3 Commercial Loss Share Tranche 1 Commercial Loss Share Tranche 2 Commercial Loss Share Tranche 3 Value Appreciation Instrument Conforming Bid Linked
Winning bid and bidder:
State Bank and Trust Company, Macon, GA
All deposit whole bank with loss share 0.00% $ (36,450) 80% 80% NA 80% 80% NA No Yes Yes
Cover: Bank of the Ozarks, Little Rock, AR All deposit whole bank with loss share 0.00% $(44,800) 80% 80% N/A 80% 80% N/A No Yes No
Other bid All deposit whole bank with loss share 0.00% $ (30,933) 80% 80% NA 80% 80% NA No No NA
Other bid All deposit whole bank with loss share 0.00% $ (37,433) 80% 80% NA 80% 80% NA No Yes Yes
Other bid All deposit whole bank with loss share 0.00% $ (37,433) 80% 80% NA 80% 80% NA No Yes Yes
Other bid All deposit whole bank with loss share 0.00% $ (39,933) 80% 80% NA 80% 80% NA No Yes No
Other bid All deposit whole bank with loss share 0.00% $ (44,433) NA NA NA 80% 80% NA No Yes Yes
Other bid All deposit whole bank with loss share 0.00% $ (44,433) NA NA NA 80% 80% NA No Yes Yes
Other bid All deposit whole bank with loss share 0.00% $ (46,933) 80% 80% NA 80% 80% NA No Yes No

Other Bidder Names & Locations:

Omitted from this disclosure because there was only one Other Bidder.

Notes