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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Bid Summary

First Security National Bank, Norcross, GA
Closing Date: December 4, 2009

Bidder Type of Transaction Deposit Premium/(Discount) % Asset Premium/(Discount) $(000) SF Loss Share Tranche 1 SF Loss Share Tranche 2 SF Loss Share Tranche 3 Commercial Loss Share Tranche 1 Commercial Loss Share Tranche 2 Commercial Loss Share Tranche 3 Value Appreciation Instrument Conforming Bid Linked
Winning bid and bidder:
State Bank & Trust Company, Macon, GA
All deposit whole bank with loss share 0.00% $(10,700) 80% 95% N/A 80% 95% N/A No Yes No
Cover (second place): BankSouth, Greensboro, GA All deposit whole bank with loss share 0.20% $(14,338) 80% 95% N/A 80% 95% N/A No Yes No
Other bid: All deposit whole bank with loss share 0.00% $(10,700) 80% 95% N/A 80% 95% N/A No Yes Yes
Other bid: All deposit whole bank with loss share 0.00% $(10,700) 80% 95% N/A 80% 95% N/A No Yes Yes
Other bid: All deposit whole bank with loss share 0.00% $(10,700) 80% 95% N/A 80% 95% N/A No Yes Yes
Other bid: All deposit whole bank with loss share 0.50% $(15,388) 80% 95% N/A 80% 95% N/A No Yes No
Other bid: All deposit whole bank with loss share 0.75% $(19,424) 80% 95% N/A 80% 95% N/A No Yes Yes
Other bid: All deposit whole bank with loss share 0.75% $(19,424) 80% 95% N/A 80% 95% N/A No Yes No

Other Bidder Names & Locations:

Mutual of Omaha Bank, Omaha, NE
State Bank & Trust Company, Macon, GA
Woodforest National Bank, Houston, TX

Notes: