All insured deposit accounts have been
transferred to Pulaski Bank and Trust Company, Little Rock, AR ("assuming institution")
and will be available immediately. Your bank will re-open on Monday at
8:30 am at the former ANB Financial, NA main
office and branch. You may view more information about Pulaski Bank and
Trust Company by visiting their web site.
Pulaski Bank and Trust Company Web Site (www.pulaskibank.com)
Principal and interest on insured accounts,
through May 9, 2008, are fully insured by the FDIC, up to the insurance limit of
$100,000. You will receive full payment for your insured account. Certain entitlements and
different types of accounts may be insured for more than the $100,000 limit. IRA funds are
insured separately from other types of accounts, up to a $250,000 limit.
If it is determined that you have uninsured
funds, the FDIC will mail you a Receiver Certificate. This certificate
entitles you to share proportionately in any funds recovered through the
assets of ANB Financial, NA. This means that you may eventually recover some of your
All accounts that exceed the $100,000 insurance
limit, and/or all accounts that appear to be related and exceed this limit,
are reviewed by the FDIC to determine their ownership and insurance coverage.
If it appears that you
have potentially uninsured funds, an FDIC Claim Agent will contact you,
by either telephone or mail, regarding your account(s). Or, you may call
1-877-367-2719 up to 9:00 pm Central on May 9, 2008 and between 8:00 am and
6:00 pm Central thereafter, to arrange for a telephone
interview with a Claim
Agent. The Claim Agent may direct you to download and submit a
particular form that will assist in expediting the processing of your claim.
List of Affidavits, Declarations, and Forms
available for download
Your transferred deposits will be separately
insured from any accounts you may already have at Pulaski Bank and Trust
for six months after the failure of ANB Financial, NA. Checks that were
drawn on ANB Financial, NA that did not clear before the institution closed
will be honored up to the insurance limit. If you have questions about your account(s) transferred to the assuming bank, you may speak to an FDIC
representative regarding deposit insurance by calling:
For all questions regarding new loans and the
lending policies of Pulaski Bank and Trust Company, please call 1-888-226-5262.
For general questions about FDIC deposit insurance coverage, please call 1-877-275-3342 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator.
- FDIC's Electronic Deposit Insurance Estimator
You may withdraw your funds from any transferred
account without an early withdrawal penalty until you enter into a new deposit agreement
with Pulaski Bank and Trust Company by either making a deposit to or a withdrawal from your
account, provided the deposits are not pledged as collateral for loans.