This year's FDIC Banking Review features papers from the FDIC's Future of Banking project. Initiated by Chairman Donald Powell, the study projects likely trends in the structure and performance of the banking industry and anticipates the policy issues that will confront the industry and the regulatory community in the coming years.
This paper summarizes the 16 papers that constitute the future of banking study, and finds that the industry has favorable prospects for the years immediately ahead. The paper concludes with a discussion of possible events that might alter this outcome.
The views expressed are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. Articles may be reprinted or abstracted if the FDIC Banking Review and author(s) are credited. Please provide the FDIC's Division of Insurance and Research with a copy of any publications containing re printed material.
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Donald E. Powell
Director, Division of Insurance and Research
Arthur J. Murton
Christine E. Blair
Valentine V. Craig
Rose M. Kushmeider