The Federal Reserve Board supervises and regulates banks
that are members of the Federal Reserve and bank holding companies.
The FTC enforces federal consumer protection laws that
prevent fraud, deception and unfair business practices. The
Commission also enforces federal antitrust laws that prohibit
anticompetitive mergers and other business practices that
restrict competition and harm consumers.
The National Credit Union Administration (NCUA) is the
federal agency that charters and supervises federal credit
unions and insures accounts in federal and most
state-chartered credit unions.