Elizabeth Rowe Costle is Director of the Consumer and State Affairs Team for
AARPís Public Policy Institute. The Public Policy Institute informs and
stimulates public debate on the issues faced by the older population.
Through research, analysis and dialogue with the nationís leading experts,
PPI promotes development of sound, creative policies to address our common
need for economic security, health care and quality of life. She directs a
staff that conducts research and policy analysis in the areas of financial
services, energy, telecommunications, and legal and personal rights and
brings together thought leaders to develop and advance AARPís consumer
over a decade (1992-2003), she served as Vermont Commissioner of Banking,
Insurance, Securities and Health Care Administration, the state agency
responsible for overseeing insurance companies, banks, and securities firms
in Vermont. She implemented the Gramm-Leach-Bliley law provisions and
expanded Vermontís captive insurance industry to the 3rd largest
captive domicile in the world. She also carried out pioneering health care
reforms and oversaw hospital spending. She was named one of the 100 Leading
Women in Insurance by Business Insurance and held leadership
positions with the National Association of Insurance Commissioners (NAIC).
She previously served as the Departmentís General Counsel and Deputy
Commissioner for Securities.
held the position of Senior Consultant for health insurance policy for the
Blue Cross Blue Shield Association and worked as a consultant to
governments, corporations, associations and nonprofits on financial services
and health care matters including annuities, long terms care, health
insurance, and the impact of climate change on the insurance industry.
is a magna cum laude graduate of Georgetown Law School and received a M.A.
Degree with distinction in Public Administration from the University of
California, Berkeley and a B.A. cum laude from Harvard University, Radcliffe
College. She is a member of the District of Columbia bar.