Advisory Committee on Economic Inclusion (ComE-IN)
Guest Speaker Biographies - Lilia B. Escajeda
Escajeda was hired by Amarillo National Bank as an installment loan
officer in September 1978, she was the first woman in that capacity.
In 1990, the bank
opened its second branch location, the Northeast Branch, of which Ms.
Escajeda was promoted to manager. During this period, she initiated a
mortgage loan program for mostly immigrant families, and also
facilitated small loans to people with little or no credit. At this
time, the Northeast branch also she translated into Spanish many of the
transaction account documents.
In 1993, Ms.
Escajeda returned to the main bank installment loan department, where
she continued lending, including small business loans. In the years of
1993 to 1999 she was performing Community Reinvestment Act duties.
In 1999, not long
after Amarillo National Bank’s OCC CRA exam, it was decided that Ms.
Escajeda should be a full time CRA and Public Relations Officer. From
the beginning of her employment, she began providing financial
education, before it was recommended by the regulatory agencies.
Over the years, Amarillo National Bank has stepped up to the
plate to serve its community. In 2006, Ms. Escajeda was honored by the
Independent Bankers Association of Texas with the “Making a Difference
Award”; in 2008 she was recognized by Texas Bankers Association with the
“Leader in Financial Education” award. These two organizations provide
a “How To Get Started” kit on financial education – she was asked to
contribute that portion, which was included.
the support of Amarillo National Bank, Ms. Escajeda has been afforded
opportunities to serve on many boards – nonprofit, civic, foundations,
state boards, and elected office positions. This has provided an
education that cannot be learned in a classroom, and gave her an insight
on community needs. She still provides information on Community
years, Ms. Escajeda has attended as many conferences as possible to stay
current with changes in CRA.
National Bank participated in the FDIC’s Small Loan Dollar Program, and
even though we have made these loans over 100 years, we did learn more
about ourselves. This will allow the bank to continue access to credit