Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



Home > About FDIC > FDIC Advisory Committee on Economic Inclusion (ComE-IN) Meeting




FDIC Advisory Committee on Economic Inclusion (ComE-IN) Meeting  
Agenda -
Strategies to Increase Access to the Financial Mainstream
        February 5, 2009, FDIC Headquarters, 550 17th Street N.W., Washington, DC

7:30 am - 8:30 am Continental Breakfast
8:30 am - 8:45 am

Welcoming remarks, Diana L. Taylor, Chairman, Advisory Committee

Update Since the Last Meeting, Sheila C. Bair, Chairman, FDIC

8:45 am - 9:30 am

FDIC Unbanked Survey
Overview of the FDIC Survey of Banks' Efforts to Serve the Unbanked and Underbanked.

Moderator: Barbara A. Ryan, Deputy to the Vice Chairman, FDIC

Panelists:

  • Ed Bachelder, Director of Research, BlueFlame
    Consulting,  LLC
  • Michael Barr, Professor, University of Michigan Law School

9:30 am - 10:30 am

Bank Successes in Reaching the Underserved
Presentation by Unbanked Survey case study banks on their successes in working with their communities to open deposit accounts, provide small dollar loans, and deliver financial education.

Moderator: Barbara A. Ryan, Deputy to the Vice Chairman, FDIC

Panelists:

  • James P. Maloney, Chairman, Mitchell Bank (Chicago Alliance for Economic Inclusion)
  • Peter Mosbacher, Senior Vice President, Amalgamated Bank
  • Victor Ramirez, Community Relations Officer, Citibank
    (Los Angeles Alliance for Economic Inclusion)
  • Mary Jane Town, Senior Vice President & Director of Marketing, Monroe Bank and Trust

10:30 am -10:45 am

Break

10:45 am - 12:30 pm

Alliance for Economic Inclusion Strategies and Successes in Today's Economic Environment
Discussion about strategies focused on reaching the underserved in the current economic environment.


Moderator: Robert W. Mooney, Deputy Director, Division of Supervision and Consumer Protection, FDIC

Panelists:

  • Dora I. Brown, Senior Vice President, International Bank of Commerce (Texas Alliance for Economic Inclusion)
  • Mary Dupont, Executive Director, Nehemiah Gateway CDC
    (Wilmington Alliance for Economic Inclusion)
  • Bruce Gottschall, Executive Director, Neighborhood Housing Services of Chicago
  • Charles Martin, CRA Officer, M&T Bank
    (Baltimore Alliance for Economic Inclusion)
  • James Young, President & CEO, Citizens Trust Bank

12:30 pm - 1:30 pm

Luncheon

1:30 pm - 3:45 pm

Facilitated Discussion
Facilitated discussion on how to amplify and promote strategies for reaching the underserved as we move forward.

Facilitators:

  • Roberta McInerney, Deputy General Counsel, FDIC
  • Rae-Ann Miller, Special Advisor, Division of Insurance and Research, FDIC
  • Robert W. Mooney, Deputy Director, Division of Supervision and Consumer Protection, FDIC

3:45 pm - 4:00 pm

Next Steps, Concluding Remarks

  • Diana L. Taylor, Chairman, Advisory Committee on Economic Inclusion
  • Sheila C. Bair, Chairman, FDIC


Presentations

FDIC Survey of Banks' Efforts to Serve the Unbanked and Underbanked - PowerPoint
462k (PowerPoint Help)

Small Dollar Loans & In-School Branching as Entry Points for Reaching Underserved Markets,
Mitchell Bank - PowerPoint 250k (PowerPoint Help)

Amalgamated Bank's Products & Programs to Reach the Un-banked & Under-banked - PowerPoint
511k (PowerPoint Help)

Asset-Building Strategies: Ramp Up Account Program, Citibank - PowerPoint
287k (PowerPoint Help)


Bank Successes in Reaching the Underserved, Monroe Bank & Trust - PowerPoint
900k (PowerPoint Help)

Welcome to Houstonville, Where You Earn It & We Save It, IBC Bank - PowerPoint
2008k (PowerPoint Help)


Nehemiah Gateway - Community Development Corporation - PowerPoint
290k (PowerPoint Help)

Neighborhood Housing Services of Chicago - Serving Lower Income Neighborhoods in Distress - PowerPoint 2493k (PowerPoint Help)

Alliance for Economic Inclusion (AEI) - Baltimore, MD - PowerPoint (PowerPoint Help)

Other Materials

Mitchell Bank Payday Alternative Loan (PAL) - MS Word (Word Help) | PDF (PDF Help)

Houstonville - Micro Society, Sam Houston Elementary School, International Bank of
Commerce - PowerPoint
8357k (PowerPoint Help)

Additional Links

Alliance for Economic Inclusion (AEI) Overview

Remarks by FDIC Chairman Sheila Bair to The New America Foundation conference: "Did Low-income Homeownership Go Too Far?

Testimony of FDIC Chairman Bair on Oversight of Implementation of the Emergency Economic Stabilization Act of 2008 and Of Government Lending and Insurance Facilities; Committee on Financial Services; U.S. House of Representatives

Innovation Trends in Financial Services to the Underbanked (cfsinnovation.com)

An Introduction to the FDIC's Small-Dollar Loan Program

Best Practices from the FDIC'S Forum on Mortgage Lending for Low- and Moderate-Income Households (FDIC FIL-88-2008)


Last Updated 02/05/2009 come-in@fdic.gov

Skip Footer back to content