Supervisory Insights is published by the FDIC’s Division of Risk Management Supervision to promote sound principles and practices for bank supervision.
Articles in the Summer 2013 issue include:
- “Credit Risk Assessment of Bank Investment Portfolios” looks at how new creditworthiness standards for investment securities reinforce the importance of proper due diligence by financial institutions. This article discusses supervisory expectations for credit risk due diligence of the investment portfolio, provides examples of how to conduct due diligence, and lists questions examiners may consider when assessing an institution’s credit risk management practices.
- “Mergers and Acquisitions: A Compliance Perspective” highlights issues related to compliance with consumer protection rules and regulations that are a critical aspect of planning for financial institution mergers and acquisitions. This article identifies issues for bankers to consider when conducting compliance-focused due diligence.
- "The Evolution of Bank Information Technology Examinations” describes how information technology (IT) examinations serve as a critical tool for helping bankers mitigate IT risk.