Each depositor insured to at least $250,000 per insured bank

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As part of National Consumer Protection Week 2013, the FDIC provides a list of some of the most popular articles from our quarterly newsletter, FDIC Consumer News.  Take a look at the topics that many consumers are interested in and read the articles for helpful information and tips.

Consumer Tips on Hot Topics: Some of the FDIC's Most Popular Articles

Your Financial Records: What to Toss and When
There are good reasons to hang on to financial documents such as receipts, bank statements and credit card bills, but how long should you keep them?

Online Banking, Bill Paying and Shopping: 10 Ways to Protect Your Money
Internet commerce is fast and convenient, but it pays to take precautions.

Lost and Found or Safe and Sound: How to Solve Mysteries of Old Bank Accounts
If you’ve found records of an old bank account, certificate of deposit (CD) or safe deposit box, here are tips to help you research and perhaps recover something valuable.

Your Credit Reports and Credit Scores: Simple Steps to Make Them Better
Your credit report plays a large role in determining whether you’ll be approved for a loan, insurance or an apartment. So, it’s important to know what's on your credit reports and how to rebuild your credit history after a financial setback.

Market-Linked CDs: Don't Let the Possibility of Higher Returns Cloud Your View of the Potential Risks
These CDs have the potential to earn more than traditional, fixed-rate CDs, but there are questions you should ask before you purchase one.

Higher Education, Lower Debt: Ways to Minimize the Borrowing Costs for College
The cost of higher education continues to go up, as does the debt students and caregivers often take on to finance it. Here are tips to avoid debt overload.

What’s the Right Account for Your Everyday Banking Needs?
Take this self-test to help you decide which bank account is best for you.

Auto Loans: Test Drive the Financing Before You Go to the Dealership
An auto loan is a big expense for most people, so research your options before committing to a loan for a car purchase.

Debit, Credit and Prepaid Cards: There Are Differences
Many consumers use debit, credit and prepaid cards interchangeably, but they are quite different in how they work and the consumer protections available.  Be sure to know the differences before you use them.

Managing Your Mortgage: Good Practices for Homeowners
Purchasing a home is a huge financial undertaking, so it’s important to carefully manage your mortgage.  Here are some tips.

The goal of FDIC Consumer News is to deliver timely, reliable and innovative tips and information about financial matters, free of charge. To find current and past issues of FDIC Consumer News, visit www.fdic.gov/consumernews.

Other Resources for Consumers

The FDIC has several publications and tools to help individuals and businesses with financial consumer issues. These websites are available year-round on FDIC.gov.