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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

The Learning Bank - The FDIC's Webpage for Students, Teachers and Parents

Welcome to the FDIC's Learning Bank! Whether you receive money as a gift, from an allowance or eventually from a job, it's tempting to spend it all on things you want, like clothes, video games or music. But it's important to spend carefully and save as much money as you can.

That's why the FDIC created the Learning Bank – to provide information about using money wisely, how banks work, and the differences between types of bank accounts and loans. You're never too young to create smart financial habits that will help you manage your money!

Click any of the links below and on the left to learn more about deposit insurance, banking and the FDIC!

Learn From the FDIC How to Handle Your Money

Money Smart for Young Adults and for Elementary School Students: Learn the basics of handling money and finances, including how to create relationships with banks, with the FDIC's Money Smart financial education programs for youths.

Money Smart Podcast Network: This portable audio (MP3) version of Money Smart covers topics such as the basics of borrowing money wisely, using a spending plan to achieve financial goals, and how to use banking products effectively.

Listen to the audio files online or download them to your portable audio player. Join the more than 3 million people reached through Money Smart!

FDIC Consumer News: We also publish a quarterly newsletter called FDIC Consumer News to help people understand and manage their money. Here are links to articles in special editions that you might want to check out. kids and banking montage

Other FDIC Resources:

Additional Resources: The FDIC also provides links to other websites that will help kids understand how to manage their money.