| Bill Askew |
Senior Executive Vice President |
Regions Bank |
| Bill Grant |
Chairman and CEO |
First United Corporation |
| Jack Hartings |
President and CEO |
The Peoples Bank Co. |
| Frank Holding |
Chairman and CEO |
First Citizens Bank and Trust |
| Bill Loving |
President and CEO |
Pendleton Community Bank |
| Rob Strand |
Senior Economist |
American Bankers Association |
| Karen Thomas |
Senior Executive Vice President |
Independent Community Bankers of America |
| Phillip Wertz |
Associate General Counsel |
Bank of America |
| Jeff Wilkinson |
President and CEO |
Pioneer Bank |
| Governmental Officials |
|---|
| Sheila Bair |
Chairman |
Federal Deposit Insurance Corporation |
| John Walsh |
Acting Comptroller of the Currency |
Office of Comptroller of the Currency |
| John Bowman |
Acting Director |
Office of Thrift Supervision |
| Martin Gruenberg |
Vice Chairman |
Federal Deposit Insurance Corporation |
| Thomas Curry |
Director |
Federal Deposit Insurance Corporation |
| Joseph Smith |
Commissioner |
North Carolina Commissioner of Banks |
