Each depositor insured to at least $250,000 per insured bank

Folsom Lake Bank, Folsom, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 121144625, which is assigned to Folsom Lake Bank. The counterfeit items are markedly dissimilar to authentic cashier's checks and have ornate borders. The counterfeit items display a security feature statement embedded in the top and bottom borders and a padlock icon in the right border. The bank's name, logo and the words "CASHIER'S CHECK" appear in the top-left corner. A toll-free telephone number ("(877) 446- 3108"), which is not associated with the bank, is displayed in the top center along with the bank's name (repeated), city and state. A darkened rectangle contains the numerical dollar amount. The items have two signature lines with "Authorized Officer" printed below the first line and "Countersigned" below the second line. The word "Remitter" is in the lower-left corner.

Authentic checks display the bank's name, logo, address, and telephone number ("916.985.8700") in the top-left corner. The words "CASHIER'S CHECK" appear in the top center. The words "Remitter," "Memo" and "Payee" are on the left side. Authentic checks have a "VOID" background when copied and one signature line with the words "Authorized Signature" printed below it.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

John Olson
Chief Financial Officer
Folsom Lake Bank
905 Sutter Street, Suite 100
Folsom, California 95630
Telephone: (916) 235-4600
Fax: (916) 351-0427
jolson@folsomlakebank.com

Alternate Contacts:

Dan Taylor
Vice President and Controller
Folsom Lake Bank
905 Sutter Street, Suite 100
Folsom, California 95630
Telephone: (916) 235-4601
Fax: (916) 351-0427
dtaylor@folsomlakebank.com

Or

Jessica Devereaux
Operations Manager
Folsom Lake Bank
905 Sutter Street, Suite 100
Folsom, California 95630
Telephone: (916) 235-4610
Fax: (916) 351-0427
jdevereaux@folsomlakebank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)