Each depositor insured to at least $250,000 per insured bank

The Heritage Bank, Hinesville, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that cashier's checks bearing the institution's name are missing, lost or stolen. The instruments have serial numbers ranging from 2653 through 2662, for a total of 10 checks. A copy of a cashier's check (VOID) is attached for your information.

Any information you have concerning this matter should be brought to the attention of:

Barbara Smith
Senior Vice President
The Heritage Bank
P.O. Box 1009
Hinesville, Georgia 31310
Telephone: (912) 408-6102
Fax: (912) 369-9397
bsmith@the-heritage-bank.com

or

Jason Floyd
Vice President
The Heritage Bank
P.O. Box 1009
Hinesville, Georgia 31310
Telephone: (912) 408-6108
Fax: (912) 369-9397
jfloyd@the-heritage-bank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.

Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks - commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or (703) 562-2200; fax: (703) 562-2296; or e-mail: publicinfo@fdic.gov).