Each depositor insured to at least $250,000 per insured bank

Citizens Savings Bank and Trust Company, Nashville, Tennessee, has informed the Federal Deposit Insurance Corporation (FDIC) that a bundle of cashier's checks, numbered 10024364 through 10024402, was stolen. Attached for your information is a copy of a Citizens Savings Bank and Trust Company cashier's check (void).

Any information you have about this matter should be brought to the attention of:

Ms. Juliece Perkins
Banking Officer
Citizens Savings Bank and Trust Company
Nashville, Tennessee 37208
Telephone: (615) 327-9787
FAX: (615) 327-0016

Information about this financial institution or these stolen instruments may be forwarded to the FDIC's Special Activities Section, 550 17th Street, N.W., Room F-4040, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov . Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.html .

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2004/index.html . To learn how to automatically receive FDIC Special Alerts, Financial Institution Letters and other announcements through e-mail, please visit www.fdic.gov/news/news/announcements/index.html .

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or (703) 562-2200).