| (dollar figures in millions) |
|
Preliminary |
| |
|
3rd Quarter |
2nd Quarter |
3rd Quarter |
%Change |
| |
|
2000 |
2000 |
1999 |
99:3-00:3 |
| Number of institutions reporting |
|
8,375 |
8,477 |
8,621 |
-2.9 |
| Total employees (full-time equivalent) |
|
1,654,862 |
1,661,812 |
1,633,280 |
1.3 |
| CONDITION DATA |
| Total assets |
|
$6,064,084 |
$5,983,203 |
$5,512,519 |
10.0 |
| Loans secured by real estate |
|
1,659,400 |
1,626,921 |
1,431,550 |
15.9 |
| Commercial & industrial loans |
|
1,044,323 |
1,034,404 |
947,834 |
10.2 |
| Loans to individuals |
|
584,412 |
568,137 |
530,585 |
10.1 |
| Farm loans |
|
47,331 |
47,016 |
46,537 |
1.7 |
| Other loans & leases |
|
444,790 |
430,783 |
409,237 |
8.7 |
| Less: Unearned income |
|
3,046 |
3,205 |
3,659 |
-16.8 |
| Total loans & leases |
|
3,777,210 |
3,704,056 |
3,362,084 |
12.3 |
| Less: Reserve for losses |
|
62,533 |
61,931 |
58,433 |
7.0 |
| Net loans and leases |
|
3,714,677 |
3,642,126 |
3,303,651 |
12.4 |
| Securities |
|
1,061,160 |
1,046,524 |
1,035,658 |
2.5 |
| Other real estate owned |
|
2,817 |
2,781 |
2,920 |
-3.5 |
| Goodwill and other intangibles |
|
104,516 |
102,299 |
87,051 |
20.1 |
| All other assets |
|
1,180,914 |
1,189,473 |
1,083,240 |
9.0 |
| |
| Total liabilities and capital |
|
6,064,082 |
5,983,203 |
5,512,519 |
10.0 |
| Noninterest-bearing deposits |
|
704,190 |
723,822 |
689,650 |
2.1 |
| Interest-bearing deposits |
|
3,315,391 |
3,250,082 |
3,017,854 |
9.9 |
| Other borrowed funds |
|
1,127,344 |
1,128,578 |
973,596 |
15.8 |
| Subordinated debt |
|
84,510 |
82,216 |
75,744 |
11.6 |
| All other liabilities |
|
311,451 |
295,077 |
286,782 |
8.6 |
| Equity capital |
|
521,195 |
503,428 |
468,893 |
11.2 |
| |
| Loans and leases 30-89 days past due |
|
43,186 |
39,414 |
39,400 |
9.6 |
| Noncurrent loans and leases |
|
38,851 |
36,654 |
32,972 |
17.8 |
| Restructured loans and leases |
|
1,747 |
1,115 |
1,313 |
33.1 |
| Direct and indirect investments in real estate |
|
316 |
320 |
285 |
11.0 |
| 1-4 Family residential mortgages |
|
920,551 |
903,729 |
789,317 |
16.6 |
| Mortgage-backed securities |
|
448,962 |
452,682 |
455,257 |
-1.4 |
| Earning assets |
|
5,254,716 |
5,180,478 |
4,766,636 |
10.2 |
| Long-term assets (5+ years) |
|
1,177,641 |
1,209,326 |
1,146,777 |
2.7 |
| Volatile liabilities |
|
2,166,092 |
2,145,835 |
1,839,053 |
17.8 |
| Foreign office deposits |
|
694,207 |
685,411 |
602,778 |
15.2 |
| FHLB Advances (Source: FHFB) |
|
175,559 |
178,564 |
144,047 |
21.9 |
| Unused loan commitments |
|
4,328,593 |
4,175,242 |
3,827,935 |
13.1 |
| Off-balance-sheet derivatives |
|
38,750,576 |
39,563,861 |
36,252,328 |
6.9 |
| |
| |
|
Preliminary |
|
|
Preliminary |
| |
First Three |
First Three |
|
3rd Quarter |
3rd Quarter |
%Change |
| INCOME DATA |
Qtrs 2000 |
Qtrs 1999 |
%Change |
2000 |
1999 |
99:3-00:3 |
| Total interest income |
$316,176 |
$272,467 |
16.0 |
$110,119 |
$92,486 |
19.1 |
| Total interest expense |
163,866 |
128,494 |
27.5 |
58,807 |
43,566 |
35.0 |
| Net interest income |
152,310 |
143,973 |
5.8 |
51,312 |
48,921 |
4.9 |
| Provision for credit losses |
19,772 |
15,711 |
25.9 |
6,761 |
5,372 |
25.9 |
| Total noninterest income |
113,212 |
106,097 |
6.7 |
39,265 |
36,972 |
6.2 |
| Total noninterest expense |
160,622 |
150,354 |
6.8 |
53,651 |
50,011 |
7.3 |
| Securities gains (losses) |
-2,484 |
510 |
N/M |
-713 |
-198 |
N/M |
| Applicable income taxes |
29,223 |
30,265 |
-3.4 |
10,183 |
10,934 |
-6.9 |
| Extraordinary gains, net |
16 |
-33 |
N/M |
3 |
0 |
N/M |
| Net income |
53,438 |
54,215 |
-1.4 |
19,272 |
19,378 |
-0.6 |
| Net charge-offs |
15,973 |
14,358 |
11.3 |
5,666 |
4,864 |
16.5 |
| Cash dividends |
35,227 |
35,836 |
-1.7 |
12,452 |
12,848 |
-3.1 |
| Net operating income |
55,482 |
53,967 |
2.8 |
19,994 |
19,532 |
2.4 |
| |
|
|
|
|
N/M - Not meaningful |
|
