| |
2000* |
1999* |
1999 |
1998 |
1997 |
1996 |
1995 |
| Return on assets (%) |
1.20 |
1.32 |
1.31 |
1.19 |
1.23 |
1.19 |
1.17 |
| Return on equity (%) |
14.25 |
15.47 |
15.31 |
13.93 |
14.68 |
14.45 |
14.66 |
| Core capital (leverage) ratio (%) |
7.84 |
7.81 |
7.79 |
7.54 |
7.56 |
7.64 |
7.61 |
| Noncurrent assets plus |
| other real estate owned to assets (%) |
0.70 |
0.67 |
0.64 |
0.65 |
0.66 |
0.75 |
0.85 |
| Net charge-offs to loans (%) |
0.59 |
0.58 |
0.61 |
0.67 |
0.64 |
0.58 |
0.49 |
| Asset growth rate (%) |
10.01 |
4.64 |
5.37 |
8.53 |
9.54 |
6.16 |
7.53 |
| Net interest margin (%) |
3.97 |
4.07 |
4.07 |
4.07 |
4.21 |
4.27 |
4.29 |
| Net operating income growth (%) |
2.81 |
19.22 |
20.42 |
2.24 |
12.46 |
6.43 |
7.48 |
| Number of institutions reporting |
8,375 |
8,621 |
8,580 |
8,774 |
9,142 |
9,527 |
9,940 |
| Percentage of unprofitable institutions (%) |
6.61 |
6.75 |
7.47 |
6.11 |
4.85 |
4.28 |
3.55 |
| Number of problem institutions |
75 |
69 |
66 |
69 |
71 |
82 |
144 |
| Assets of problem institutions (in billions) |
$12 |
$4 |
$4 |
$5 |
$5 |
$5 |
$17 |
| Number of failed/assisted institutions |
4 |
5 |
7 |
3 |
1 |
5 |
6 |
| * Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30. |
