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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-82-2024 FDIC Provides Additional Questions and Answers Regarding FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC Name or Logo Supervisory Guidance
FIL-81-2024 FDIC Extends Comment Period for Proposed Rule on Custodial Deposit Accounts with Transactional Features and Prompt Payment of Deposit Insurance to Depositors Laws and Regulations
FIL-80-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Montana Affected by a Severe Storm and Straight-line Winds Disaster Relief
FIL-79-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of New Mexico Affected by a Severe Storm and Flooding Disaster Relief
FIL-78-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of South Dakota Affected by the Cheyenne River Sioux Tribe Severe Storm, Straight-line Winds, and Flooding Disaster Relief
FIL-77-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arizona Affected by the Havasupai Tribe Flooding Disaster Relief
FIL-76-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alaska Affected by Flooding Disaster Relief
FIL-75-2024 Compliance Date Extension: Part 328, Subpart A Amendments to FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Rule Laws and Regulations
FIL-74-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Florida Affected by Hurricane Milton Disaster Relief
FIL-73-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Arizona Affected by the San Carlos Apache Tribe Watch Fire Disaster Relief
FIL-72-2024 Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions; Extension of Comment Period Laws and Regulations
FIL-71-2024 Consolidated Reports of Condition and Income for Third Quarter 2024 Call Reports and Other FFIEC Related Forms and Reports
FIL-70-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas Affected by Hurricane Helene Disaster Relief
FIL-69-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Vermont Affected by Severe Storms, Flooding, Landslides, and Mudslides Disaster Relief
FIL-68-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Georgia Affected by Tropical Storm Debby Disaster Relief
FIL-67-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Connecticut Affected by A Severe Storm, Flooding, Landslides, and Mudslides Disaster Relief
FIL-66-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Illinois Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding Disaster Relief
FIL-65-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Hurricane Francine Disaster Relief
FIL-63-2024 FDIC’s Final Statement of Policy on Bank Merger Transactions Supervisory Guidance
FIL-64-2024 Requirements for Custodial Deposit Accounts with Transactional Features and Prompt Payment of Deposit Insurance to Depositors Laws and Regulations
FIL-62-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Pennsylvania Affected by Tropical Storm Debby Disaster Relief
FIL-61-2024 Sunset of FFIEC Cybersecurity Assessment Tool Supervisory Guidance
FIL-60-2024 Updated FFIEC IT Examination Handbook – Development, Acquisition, and Maintenance Booklet Examination Procedures and Manual Updates
FIL-59-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Vermont Affected by a Severe Storm, Flooding, Landslides, and Mudslides Disaster Relief
FIL-58-2024 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of South Dakota Affected by Severe Storms, Straight-line Winds, and Flooding Disaster Relief