Each depositor insured to at least $250,000 per insured bank

The Office of the Superintendent of Financial Institutions (OSFI) of Canada has published the attached "Warning Notice" (Issue No. 77) concerning Certificates of Incorporation by the Province of Ontario. OSFI was advised that the Certificates of Incorporation of the following entities have been cancelled for cause, under the Business Corporations Act (Ontario):

Key Bank Corp.
Key Bank Developments Limited
Key Bank Capital Management Corp.

The Bank Act (Canada) contains restrictions on the ability of entities incorporated under other legislation in Canada to use the word "bank," either alone or in combination with other words, or any word or words of import equivalent thereto.

In addition, OSFI has been advised by the Province of Ontario that the Certificates of Incorporation of the numerous entities, including Monarch Home Builders, listed on the schedule attached to Warning Notice No. 77 have been cancelled for cause, under the Business Corporations Act (Ontario). OSFI has been advised that the cancelled corporations are not related to Monarch Corporation or its associated companies.

Financial institutions that are approached by persons purporting to represent any of the foregoing entities should treat any proposed transaction with suspicion.

For more information, please contact:

Companies and Personal Property Security Branch
Ministry of Government and Consumer Services
Province of Ontario
Toll-free Telephone Number: (800) 361-3223
Toronto Telephone Number: (416) 314-8880
Fax Number: (416) 314-4852
TTY Number: (416) 212-1476

Each "Warning Notice," beginning with Issue No. 1 through OSFI's latest "Warning Notice," may be found at: http://www.osfi-bsif.gc.ca/osfi/index_e.aspx?ArticleID=166.

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.

Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at http://www.fdic.gov/news/news/specialalert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment: Can be accessed at
http://www.osfi- bsif.gc.ca/app/DocRepository/1/eng/consumer/notices/Warning_Notice_77_e.pdf (PDF Help)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Note: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center by calling 1-877-275-3342 or 703-562-2200.