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Special Alerts

SA-39-2005
April 1, 2005


TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier’s checks drawn on TCF National Bank, Wayzata, Minnesota, are reportedly in circulation.

TCF National Bank, Wayzata, Minnesota, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier’s checks bearing the institution’s name are in circulation.

The counterfeit items display the proper routing number of 022000868, which is the payable-through bank for TCF National Bank. The counterfeit items and authentic items are similar in appearance. However, the counterfeit items have a fraudulent toll-free telephone number, which directs the caller to an automated message system purporting to be for TCF National Bank. Authentic checks do not contain the toll-free telephone number. Additionally, the counterfeit items indicate that a counter-signature is required for items in amounts over $100,000.00; authentic instruments state a counter-signature threshold of only $5,000.00. Copies of a counterfeit item and an authentic cashier’s check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Mark Kotas
Vice President – Corporate Loss Prevention
TCF National Bank
500 Joliet Road
Willowbrook, IL 60527
Telephone: (630) 286-5698
Fax: (630) 325-5243
Email: mkotas@tcfbank.com

Information about these instruments may be forwarded to the FDIC's Special Activities Section, 550 17th Street, N.W., Room F-4040, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks - commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or (703) 562-2200; fax: (703) 562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)




Last Updated 4/01/2005 communications@fdic.gov