Each depositor insured to at least $250,000 per insured bank

RiverHills Bank, Port Gibson, Mississippi, has reported to the Federal Deposit Insurance Corporation (FDIC) that counterfeit cashier's checks are in circulation. The counterfeit instruments are drawn upon the bank and display the bank's routing number of 065301647. The counterfeit checks are similar to the authentic checks; however, the authentic instruments are printed on check paper that has a textured background. A copy of a counterfeit check and a copy of an authentic official check (void) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Ms. Betty Davis
Executive Assistant
RiverHills Bank
P.O. Box 820868
Vicksburg, Mississippi 39182-0868
Telephone: (601) 661-7305
Fax: (601) 636-6339

First Community Bank of East Tennessee, Rogersville, Tennessee, has also reported to the FDIC that counterfeit cashier's checks are in circulation. The counterfeit instruments are drawn upon the bank and display the bank's routing number of 064204075. The counterfeit checks are very similar to the authentic official checks. A copy of a counterfeit check and a copy of an authentic official check (void) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Mr. Matthew Branham
Senior Vice President
First Community Bank of East Tennessee
P.O. Box 820
Rogersville, Tennessee 37857
Telephone: (423) 272-5800
Fax: (423) 272-1962

Information about these financial institutions or instruments may be forwarded to the FDIC's Special Activities Section, 550 17th Street, N.W., Room F-4040, Washington, D.C 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2004/index.html . To learn how to automatically receive FDIC Special Alerts, Financial Institution Letters and other announcements through e-mail, please visit www.fdic.gov/news/news/announcements/index.html.

Attachments (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or (703) 562-2200).