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Roundtable - The Banking Industry Outlook for 2004

Sponsored and hosted by

The Federal Deposit Insurance Corporation

Friday, January 9, 2004
Credit Suisse First Boston
320 Park Avenue South (between 23rd & 24th Streets)
New York City


Speakers' Biographies
Summary: A Market Perspective on Banks’ 2004 Outlook

The banking industry has maintained its financial strength despite a challenging economic environment. However, the sharp rise in long-term interest rates since June creates headwinds that could make it harder for the industry to continue to set new earnings records. This FDIC roundtable brings together leading analysts to discuss key factors influencing bank earnings in the coming year, such as the shape of the yield curve, net interest margin trends, the outlook for commercial loan demand and deposit growth, the consumer lending sector, and prospects for industry consolidation.

8:15 a.m. Registration and Continental Breakfast

9:00 a.m. Introductory Remarks
Moderator - Rae-Ann Miller, Associate Director
Division of Insurance and Research, FDIC


9:15 a.m. - Noon

2004 Outlook for the Banking Industry - Panelists

The Outlook for Large Cap Banks
Thomas D. McCandless, Deutsche Bank Securities, Inc.

The Outlook for Regional Banks
Jason M. Goldberg, Lehman Brothers

The Outlook for Community Banks
Gary B. Townsend, Friedman Billings Ramsey

Consumer Lending Outlook
Moshe Orenbuch, Credit Suisse First Boston

Noon - 1:15 p.m. Luncheon
Eugene Ludwig, Managing Partner, Promontory Financial
Group and former Comptroller of the Currency


Speakers' Biographies
Summary: A Market Perspective on Banks’ 2004 Outlook




Last Updated 03/08/2004 communications@fdic.gov