Chart 3
Ratio of Median Earnings before Taxes to Risk-Weighted Assets
Year Median
1990 2.1586
1991 2.4815
1992 2.9870
1993 2.9774
1994 2.7420
1995 2.7242
1996 2.6531
1997 2.7023
1998 2.5193
1999 2.3767
2000 2.3122
2001 2.1504
2002 2.3058
2003 2.1770
2004 2.0795
2005 2.0730
2006* 2.0269

* As of June 30, 2006