| Net interest margins continue to tighten for large institutions. | |||
| Year End | Median net interest margin for banks with assets under $1 billion (percent) | Median net interest margin for banks with assets between $1 and $10 billion (percent) | Median net interest margin for banks with assets greater than $10 billion (percent) |
|---|---|---|---|
| 1990 | 4.19 | 3.49 | 3.31 |
| 1991 | 4.25 | 3.73 | 3.54 |
| 1992 | 4.55 | 4.15 | 4.03 |
| 1993 | 4.53 | 4.30 | 3.96 |
| 1994 | 4.52 | 4.27 | 4.01 |
| 1995 | 4.48 | 4.18 | 3.91 |
| 1996 | 4.43 | 4.19 | 4.00 |
| 1997 | 4.44 | 4.12 | 4.11 |
| 1998 | 4.31 | 4.06 | 4.01 |
| 1999 | 4.24 | 4.03 | 3.99 |
| 2000 | 4.27 | 3.92 | 3.80 |
| 2001 | 4.07 | 3.92 | 3.77 |
| 2002 | 4.19 | 4.03 | 3.94 |
| 2003 | 4.02 | 3.76 | 3.67 |
| 2004 | 4.04 | 3.77 | 3.48 |
| 2005 | 4.11 | 3.81 | 3.46 |
| 2006 | 4.10 | 3.82 | 3.33 |
| Source: FDIC |