Period	Non interest income as a % of net operating income (Banks with total assets under $1 billion)	Non interest income as a % of net operating income (Banks with total assets over $1 billion)
1991	20.07%	35.16%
1992	19.39%	34.82%
1993	20.58%	36.59%
1994	20.57%	35.78%
1995	20.91%	36.65%
1996	22.22%	37.85%
1997	23.73%	38.43%
1998	25.59%	41.47%
1999	26.26%	44.01%
2000	25.59%	44.30%
2001	26.23%	42.89%
2002	26.19%	42.30%
2003	28.30%	44.04%