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FDIC Charts & Graphs

Deposit Growth

  • Sudden deposit growth could significantly dilute the reserve ratio. This scenario is increasingly realistic with blending of financial services and advances in technology.
  • $100 billion increase in insured deposits would reduce the BIF reserve ratio from 1.37 to 1.31.
  • $100 billion increase in insured deposits would reduce the SAIF reserve ratio from 1.45 to 1.27

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Last Updated 05/18/2000 insurance@fdic.gov