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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Winter 2012/2013

For More Help or Information on FDIC Insurance

Use "EDIE," the FDIC's online tool for analyzing your insurance coverage, at www.fdic.gov/edie. "EDIE is ideal for verifying your deposit insurance coverage for existing deposit accounts as well any new accounts you might consider opening at your bank," said Calvin Troup, an FDIC Senior Consumer Affairs Specialist. EDIE can be used for all but a few deposit categories, such as complex trust deposits.

Watch the 30-minute FDIC video "Deposit Insurance Coverage." It is available in both English and Spanish at www.youtube.com/user/FDICchannel.

Read the FDIC's two main consumer publications about deposit insurance. Go to www.fdic.gov/deposit/deposits to read and order free printed copies of "Deposit Insurance Summary" (a two-page overview) and "Your Insured Deposits" (a more in-depth guide).

When in doubt about your deposit insurance coverage, you can always contact the FDIC. Call toll-free 1-877-ASK-FDIC (1-877-275-3342), send an e-mail at www2.fdic.gov/starsmail or write to the FDIC, 550 17th Street, NW, Washington, DC 20429.


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Last Updated 2/21/2013

communications@fdic.gov