Each depositor insured to at least $250,000 per insured bank

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FDIC Consumer News
Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Winter 2007/2008

A Message to Readers

The FDIC was created by Congress in 1933 to restore confidence in the U.S. banking system after thousands of banks closed during the Great Depression, and families and businesses all across America lost money deposited in those institutions. We're extremely proud of the FDIC's 75 years of service to the American people, including the fact that no depositor has ever lost a single penny of FDIC-insured funds. But there's much more to the story about how the FDIC helps and protects consumers.

The FDIC will be observing our 75th anniversary in a variety of ways during 2008, including special features in FDIC Consumer News, starting with this collection of consumer tips and information reminding you how the FDIC is still here helping to preserve and protect your money, just as we have been for generations of bank customers since 1933.

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Last Updated 02/12/2008 communications@fdic.gov