Each depositor insured to at least $250,000 per insured bank

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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Fall 2009

Insured Deposits Are Safe Regardless of a Bank's Health

Do reports about "problem" banks have you wondering about the health of your bank and the safety of your deposits there? Above all, remember this. If all your deposits at an FDIC-insured bank – both principal and accrued interest – are within the FDICís insurance limits, your money is entirely safe, regardless of the financial condition of your bank.

To learn more about how to be fully insured, including options for bringing any uninsured accounts within the FDIC's coverage limits, see How to Make Sure All Your Deposits Are Protected by FDIC Insurance.

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Last Updated 11/16/2009