Each depositor insured to at least $250,000 per insured bank

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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Special 10th Anniversary Edition - Fall 2003

Extra Tip on... "Lost" Bank Accounts
If you ever find evidence of an old account or safe deposit box and you're not sure what to make of it, you can turn to the FDIC ("For More Information") for direction, including information about whether the banking institution is open, closed or operating under a different name. In most cases, there is no treasure waiting to be claimed because the original owners withdrew the money or cleaned out the safe deposit box long ago. So, for the benefit of your heirs, make it clear in your records if an account has been closed.

Excerpted from "You Find Proof of an Account or Safe Deposit Box: Treasure or Trash?," Spring 2002.

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Last Updated 12/12/2003 communications@fdic.gov