Each depositor insured to at least $250,000 per insured bank

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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Special 10th Anniversary Edition - Fall 2003

Extra Tip on... Your Safe Deposit Box
While millions of Americans rent a safe deposit box, few pay attention to questions such as what to put (and what not to put) in the box. Consider putting in anything that is difficult or impossible to replace, such as birth, marriage and death certificates, special jewels or collectibles, and videos or pictures of your home for insurance purposes. You should not put in anything you might need in an emergency, such as passports and medical-care directives, in case your bank is closed. If you want a spouse, a child or anyone else to have unrestricted access to the box, have that person sign the rental contract as a co-renter or otherwise make sure the bank will grant access to him or her.

Excerpted from "The Key to Your Safe Deposit Box," Spring 1997.

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Last Updated 12/12/2003 communications@fdic.gov