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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Identity Theft

The FDIC has created this webpage to inform consumers of information the FDIC has made available on identity theft. Despite the efforts of law enforcement, Identity theft is becoming more sophisticated and the number of new victims is growing. In general, consumers are protected against liability for unauthorized accounts or transactions under federal and state law and by financial industry practices. However, innocent victims of Identity theft sometimes do suffer losses. And if the crime is not detected early, people may face months or years cleaning up the damage to their reputation and credit rating, and sometimes they lose out on loans, jobs and other opportunities in the meantime. The evolution of Identity theft includes the spread of fraudulent "phishing" e-mails. These are unsolicited e-mails purportedly from a legitimate source - perhaps your bank, utility company, well-known merchants, your Internet service provider or even a trusted government agency such as the FDIC - attempting to trick you into divulging personal information.

Identity Theft can affect consumers in many ways, but there are also many ways to keep your identity from being "hijacked," and to assist you if you have been a victim of it:

Below are selected links to information about identity theft:

Federal Trade Commission (FTC):

OnGuardOnLine.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.

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