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Consumer Alerts - 2012
Fraudulent E-mails Claiming to Be From the FDIC - October 3, 2012

This message is to notify you of fraudulent e-mails in circulation claiming to be from the FDIC.  Please consider both to be fraudulent.

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.

While the e-mails exhibit variations in the "Subject" lines, the messages are similar.  They all make reference to the suspension of recipient’s ability to conduct transfers via ACH and/or wire transfer.  The e-mails then encourage recipients to install a software update by clicking on a link provided.  They then say that functionality will be restored once the software update is installed.

These e-mails and the link provided are fraudulent.  Recipients should consider the intent of these e-mails to load malicious software on the recipient’s computer, or to collect personal or confidential information.  Recipients should not click on the link provided.

The FDIC does not send unsolicited e-mails to consumers or business account holders.  

Fraudulent E-mails in Circulation – September 13, 2012

This message is to notify you of two fraudulent e-mails in circulation claiming to be from the FDIC.  Please consider both to be fraudulent.

The first fraudulent email includes statements pertaining to the Bankruptcy Reform Act of 1978 and the Investor Protection Law under the Securities Act of 1933. The contact information claims to be fdic.gov@execs.com, and the area code of (646) is used is for the Washington Office. The FDIC does not have email addresses @execs.com and (202) is the area code for the Washington Office. A form, which is attached to the cover letter, purports to be an "FDIC Claimant Verification" form. It too is fraudulent.

The second fraudulent email claims to originate at support@fdic.gov and pertains to ACH transactions. The recipient is told that an ACH transaction has not been delivered; the recipient is requested to download the update via a link.

These e-mails are fraudulent and were not sent by the FDIC. Recipients should consider these e-mails as an attempt to steal money or obtain personal or confidential information from the recipient. Recipients should NOT, under any circumstances, send funds as requested or provide any personal financial information. Also, please do not click on the links provided in the fraudulent emails, as this may load malicious software onto end users' computers. As a reminder, the FDIC does not send unsolicited emails to consumers or business account holders.


Fraudulent E-mail Survey – April 27, 2012

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.

The e-mail exhibits the "Subject" line: "SURVEY CODE: STJSPNUPUT". The "From" line may exhibit variations; however, the messages are similar.

The email states, "You have been chosen by the FDIC to take part in our quick and easy 5 questions survey. In return we will credit $100 to your account just for your time!" The recipient is then instructed to "Click here to Continue." Recipients should not click on the link provided.

This email and link are fraudulent. Recipients should consider the intent of the email as an attempt to collect personal or confidential information, or to load malicious software onto end users' computers. As a reminder, the FDIC does not send unsolicited emails to consumers or business account holders.


E-mail Claiming to Be From the FDIC – April 10, 2012

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the Publishers Clearing House that make reference to the FDIC.

The e-mails inform the recipient that he or she is the winner of a large cash prize and instructs them to obtain a "Check Insurance Certificate from FDIC." The e-mails state the FDIC will be "requesting a fee of $1,000.00" to provide the "Check Insurance Certificate." The e-mails state that the recipient is to write to the FDIC via e-mail for instructions on how to send the requested fee. A fraudulent phone number and e-mail address are provided.

The FDIC does not issue anything called a "Check Insurance Certificates." These e-mails are fraudulent and were not sent by Publishers Clearing House or the FDIC. Recipients should consider the intent of these e-mails as an attempt to steal money or collect personal or confidential information from the recipient. Recipients should NOT, under any circumstances, send funds as requested or provide any personal financial information through this media.


E-mail Claiming to Be From the FDIC - February 15, 2012


The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.

While the e-mails exhibit variations in the "From" and "Subject" lines, the messages are similar.

The fraudulent e-mails are meant to notify recipients that “Your ACH and Wire transaction abilities have been temporarily withhold for your security, because your security version expired.” 

They then instruct recipients to “Please download and install the updated installations” by clicking on a hyper-link provided (Note:  the Web site addresses (URL) vary widely).

Finally, most of the e-mails then state, “As soon as you have installed it, your account transactions will be completely reinstated.”

This e-mail and link are fraudulent.  Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, or to load malicious software onto end users' computers.  Recipients should not click on the link provided.

The FDIC does not issue unsolicited e-mails to consumers or business account holders.


E-mail Claiming to Be From the FDIC - February 8, 2012

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.

While the e-mails exhibit variations in the "From" and "Subject" lines, the messages are similar.

The fraudulent e-mails are said to notify recipients of "recent changes in the Federal Deposit Insurance Corporation insurance coverage." They state, "During the period from December 31, 2010 to December 31, 2012 all the money in a "noninterest-bearing transaction account" are fully insured by the Federal Deposit Insurance Corporation. Please note, that this is a temporary measure besides the Federal Deposit Insurance Corporation's general rules.

The term "noninterest-bearing transaction account" includes a usual checking account or demand deposit account on which no interest is paid by the insured depository institution."

A hyper link is provided (the Web addresses (URL) vary widely) to a Web site that supposedly provides "more details of this temporary FDIC coverage for transaction accounts."

This e-mail and link are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, or to load malicious software onto end users' computers. Recipients should not click on the link provided.

The FDIC does not issue unsolicited e-mails to consumers or business account holders.

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Last Updated 12/26/2012
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