Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of March 31, 2013
Dollar Amounts in Billions

First Quarter 2013
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   7,019 6,048 971 16 5 1,491 3,483 619 49 450 827 79
Number of FDIC-Supervised   4,415 3,978 437 9 0 1,034 2,266 277 30 269 499 31
Total Assets $ 14,425 13,363 1,062 594 3,839 231 4,224 566 106 69 149 4,646
Total Loans $ 7,659 7,026 633 452 1,290 135 2,827 352 71 20 81 2,432
Domestic Deposits $ 9,427 8,616 810 309 1,545 194 3,305 421 89 56 126 3,382
Bank Net Income (QTR) $ 40.292 37.564 2.728 4.625 9.072 0.657 9.433 1.334 0.388 0.265 0.346 14.171
Percent Profitable (QTR) % 91.6 92.3 87.3 100.0 80.0 96.1 90.2 88.9 95.9 88.0 92.9 96.2
Average Return on Assets (QTR) % 1.12 1.12 1.03 3.10 0.95 1.14 0.89 0.94 1.49 1.52 0.94 1.22
Average Return on Equity (QTR) % 9.95 10.06 8.65 21.01 10.60 10.14 7.51 8.30 15.58 9.96 8.14 10.15
Net Interest Margin (QTR) % 3.27 3.27 3.36 9.42 2.44 3.50 3.55 2.89 3.94 2.58 3.47 2.89
Equity to Assets % 11.28 11.22 11.99 14.94 8.97 11.27 11.95 11.44 9.50 14.56 11.49 12.07
Noncurrent Loan Rate - Total Loans * % 3.41 3.43 3.14 1.37 3.59 1.31 2.42 3.54 1.28 2.33 2.11 5.05
Real Estate Loans % 5.71 5.95 3.84 1.74 8.25 1.65 3.34 3.79 2.48 2.86 2.40 9.03
C&I Loans % 0.80 0.78 1.40 1.29 0.75 1.51 0.96 1.74 1.70 1.58 1.91 0.53
Loans to Individuals % 1.13 1.13 1.10 1.39 1.34 0.61 0.75 0.75 0.85 0.65 0.86 0.97
Coverage Ratio ** % 59.53 60.39 49.13 300.68 78.64 120.44 71.07 39.39 141.61 82.67 75.22 33.99
Net Charge-Off Rate - All Loans (QTR) % 0.83 0.85 0.67 3.49 1.17 0.10 0.51 0.42 1.18 0.35 0.29 0.63
Real Estate Loans (QTR) % 0.66 0.70 0.35 0.02 1.14 0.10 0.55 0.41 1.18 0.36 0.24 0.73
C&I Loans (QTR) % 0.36 0.34 1.05 3.42 0.30 0.15 0.39 0.37 0.93 0.18 0.35 0.18
Loans to Individuals (QTR) % 2.34 2.35 2.24 3.53 3.25 0.27 0.82 1.44 1.18 0.47 0.64 1.41
First Quarter 2012
Number of FDIC-Insured   7,308 6,264 1,044 18 5 1,492 3,680 716 52 427 851 67
Number of FDIC-Supervised   4,572 4,128 444 9 0 1,036 2,389 322 30 256 508 22
Total Assets $ 13,926 12,781 1,145 559 3,660 213 4,069 825 98 68 153 4,281
Total Loans $ 7,411 6,739 673 450 1,261 125 2,672 447 70 19 82 2,285
Domestic Deposits $ 8,826 7,948 878 276 1,371 177 3,140 635 85 54 128 2,959
Bank Net Income (QTR) $ 34.793 32.014 2.779 4.709 7.355 0.667 8.443 1.676 0.431 0.285 0.374 10.853
Percent Profitable (QTR) % 89.4 90.0 85.4 100.0 100.0 96.1 85.9 88.1 90.4 90.6 92.5 89.6
Average Return on Assets (QTR) % 1.00 1.00 0.98 3.33 0.80 1.27 0.84 0.82 1.78 1.71 0.99 1.01
Average Return on Equity (QTR) % 8.94 8.98 8.47 21.86 8.90 11.21 7.20 7.73 18.62 12.31 8.79 8.26
Net Interest Margin (QTR) % 3.51 3.53 3.30 9.82 2.76 3.76 3.74 2.78 4.48 2.88 3.58 3.15
Equity to Assets % 11.26 11.24 11.56 15.16 9.13 11.28 11.66 10.65 9.56 13.79 11.23 12.32
Noncurrent Loan Rate - Total Loans * % 4.12 4.17 3.59 1.60 4.21 1.68 3.37 3.72 1.60 2.71 2.19 5.80
Real Estate Loans % 6.56 6.90 4.26 3.68 9.08 2.15 4.45 3.99 1.06 3.25 2.50 9.94
C&I Loans % 1.17 1.14 1.83 1.63 1.18 1.96 1.37 1.80 0.61 1.69 1.91 0.81
Loans to Individuals % 1.38 1.40 1.04 1.61 1.63 0.57 1.42 0.72 1.79 1.00 0.62 0.87
Coverage Ratio ** % 60.07 61.59 42.42 294.26 85.35 97.53 59.52 37.46 121.63 79.39 73.83 39.05
Net Charge-Off Rate - All Loans (QTR) % 1.17 1.17 1.15 4.17 1.48 0.17 0.77 0.96 1.55 0.26 0.33 0.99
Real Estate Loans (QTR) % 1.07 1.10 0.92 1.10 1.63 0.19 0.87 0.96 1.47 0.25 0.30 1.27
C&I Loans (QTR) % 0.56 0.52 1.59 4.33 0.33 0.31 0.54 0.84 5.49 0.07 0.52 0.39
Loans to Individuals (QTR) % 2.69 2.71 2.41 4.19 3.73 0.31 0.98 1.23 1.40 0.48 0.43 1.30

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 05/29/2013 Questions, Suggestions & Requests